“In out In out shake it all about…”

Well as I pen this, it’s the morning after the 4 days before and I’m still wired, tired and a little dazed!

However after many dump trips, cleaning until our hands are red raw we have finally  managed since Thursday to:

1) Hire a van and move the large objects from house A to new house aka B.

2) Have the windows cleaned on house A and a new TV aerial fitted for tennents and a new washing machine!

3)Thanks to an army of helpers empty and clean from top to bottom  house A so it is now sparkling…ready for the inventory check.

4) Show friends and family house B and believably describe the potential and our future plans whilst moving some of the other items in that won’t be damaged during building work…

5) Move into our temporary home… let’s call that house C for the next month or so.

And some through it all make sure to  eat, sleep and shower – well just about!

It’s an end of an era to have closed the door on our very first home.  Here we stand excitededly about start on our new adventure…

HOUSE A
Ready for tennants…. out with the old they say… although that looks pretty new to me!

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HOUSE B
The not so new… what have we done??

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Getting the key’s!

We’ve finally completed!

It took some doing, broken promises, tears and all and a mere 10 days later than planned we have finally completed.

On the 28th, at around 10:30 I took a call from my solicitor to confim that finally after 13 weeks the house we’d chose above all others was finally ours.

What have we done??!!!

As we’d been down this road before I hadn’t even booked a day off work.. I was half expecting it to fall through again so I took the call.. text my husband the news then carried on with my busy day of meetings and presentations.   At around 14:00 it crossed my my mind that I should probably make plans to pick up the keys.  So I picked up the phone (well it was a “Madonna like ” headset as handhelds are so ’80s and dialled the agents. What else could go wrong…

Alas, my premonition was well founded.  On ringing the agents I was told that… even though it was a good few hours since I had been told, that I couldn’t pick up the keys… they hadn’t heard it had completed!   So from there I call my solicitor who speaks with the other side and says this is not true and that they’ve known since 11 am!   I had no choice then but to wait to hear from them… finally at 4.30 I got a call… “congratulations you’ve completed”   I thanked them for this of date information and booked into pick up my keys.  After a few minutes of formalities… (we are renting out our first house so needed to sign contracts etc) I headed to my new home…

It had happened, I had the keys in hand…  my first thought having entered  was more like… oh crap!  What do we do next vs leaping over the threshold with glee….

From exchange to floods….

Wow, here we are one day until completion.  I should be happy as larry but in fact I’m anything but.  The journey to get here has been the most stressful and by all accounts we are still not through it…

Winding Back A Week
Firstly despite agreeing to complete on the 16th, at the 11th hour the vendors wanted to change the day so we would end up getting the key’s on the 19th.  This all stemmed from the family members wanting to say “goodbye” to the house.  I can’t for the life of me understand why that had to be done this specific weekend, but there’s nowt stranger than folk…

All in all, this was debated between our solicitors all day and in the end we decided to concede as it was getting to 4.30pm… if it went much later it would have delayed completion and we’d had to complete on the 19th anyway and by this point because the vendors were acting shifty I just wanted to go into my weekend sure that we had the house…

So just before 5pm on the 9th of January we finally exchanged contracts.  11 weeks since my first viewing.

Discovering the flood…
Since our delayed completion I was feeling pretty good, most people say buying a house is stressful and so our purchase had been trouble free bar that little bump in the road.  If that’s was going to be our “drama” we’d still been fairly lucky.  Whilst it had been pain to have to change the completion at the last minute.  The ramifications were pretty minor for us in the short term.  Sure, we’d had to re arrange all our building work as it meant pushing back our starting point by 1 day.   But as I’d  arranged it with the builders in enough time they were fine about it.  Loosing a weekend of having the house gave me some practical problems as we’d planned to use that time to run over the plans with the builders so everyone knew what we were looking to achieve and more specific things like where to place radiators for example.

Fortunately, as part of the vendors agreement to us for changing the date late on they had also granted us free access to the property (when with the Estate Agent) to allow us to plan.   As we had a full on weekend we didn’t manage to get round to it until the 14th.
That Wednesday, I had arranged for my husband and brother to meet myself and the estate agent at the property.

I will never know what made me book the viewing in that day… I just thank my lucky stars that I’d done so as when we opened the kitchen side door we discovered that the entire place was under an inch of water…

It was complete carnage from that point out.  I am unsure what happened next, but it became obvious that someone had left a tap on and the waste water piping had been disconnected.  The result was that rather than overflowing outside into the drainage… the sink essentially emptied out water firstly onto the floor…Then like a wave on a beach spread out into the living room and ground floor hallway… nowhere had escaped the whole carpet was sodden and the water had begun to rise up the wall.. leaving tide marks behind as evidence.

Carpet so wet it has begun growing mould….

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Tide marks showing water damage

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The dye from the carpets staining the wall like a bruise…

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My head was spinning I couldn’t process what I’d seen and had now been faced with…my thoughts in no particular order :

* How did this happen?
* Who did it?
* When was I last here? 10th Dec… maybe a month ago?
* When did this happen? Was it like this at exchange or has it been since?
* The builders… what am I going to do about the builders?!?!
* We are homeless…whose insurance will pay out??

Whilst this was going on the Estate Agent was on the phone to the head office and they were in turn speaking with the vendor and informing the insurance companies…

Trying to put the immediate issue behind us took some doing and we continued to try and plan and complete our intial task.  It was hard not to think of the posideon adventure unfolding downstairs as we went from room to room planning lighting, power sockets and radiators but some how we managed it.

After an hour or so, still not believing what had happened we left our new home with soggy feet and an uncertainty of what our next steps would be.

So we are nearly there….

A long 6 weeks since we I saw our new home it feels like we are nearly there….We are trading up (keeping first home on as a BTL) buying a 3 bed semi in need of modernization with no chain…

Here’s our timeline:

  • 24th October: First view/offer accepted
  • 1st November: Mortgage In Principle approved
  • 13th November: Mortgage Valuation
  • 21st November: Offer letter received
  • 4th December: Stamp Duty changes saving me near 4.5k!
  • 5th December: All enquiries complete with solicitors

So by all accounts we are pretty much there. Estate agent wants a simultaneous exchange /completion.

Solicitors believe it could be done by the 19th, I’d rather not as we’ve got a lot of work to do which won’t be started until the new year… so pushing to exchange but complete first week of January 2015